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“Collision Repair: How To Protect Yourself and Your Finances”

“Collision Repair: How To Protect Yourself and Your Finances”

Insurance companies and aftermarket part manufacturers claim they’ve saved consumers millions of dollars by using cheaper imitation parts.  In January 2013 the Property Casualty Insurers Association of America issued a special report that stated the use of aftermarket parts reduce the amount insurers had to pay on claims for collision and auto body repair.  Insurers argue they need the savings to keep premiums low, and yet premiums have risen an average of 10% from the previous year across almost all insurance companies, which means that their profits margins have increased as well.

     Insurance companies who force policy holders to use aftermarket parts for collision repair cause long-term financial loss for them through “repair related diminished value”.   Basically, this means that your vehicles’ trade-in value goes down substantially due to less-than-optimal repairs.  The Certified Automotive Parts Association (CAPA) is an organization set up in 1987 to test and certify aftermarket parts.  According to CAPA’s website:

     “Our comprehensive testing program is a valuable public service that provides consumers, auto body shops, parts distributors and insurance adjusters with the reliable, objective means they need to identify quality replacement parts. Parts that will fit, perform, last and be every bit as safe as the originals. CAPA Certification is even recognized by government regulators as an assurance of quality.”

     CAPA has found many of the same problems with the fit, finish and performance of many after-market parts.  They claim there are still literally, millions of untested and problematic parts in the marketplace.  This is bad news for the consumer— both with safety as well as financially— as their vehicles aren’t being repaired optimally after a accident and the value is diminished as a result.

    Consumers need to be aware of this and make sure their car is repaired with original manufactured equipment (OEM) if at all possible.

Here at Orlando Auto Body, our number one priority is you and your safety.  Please connect with us if you ever need high quality, OEM manufactured auto body repairs. Or, if you have just had a repair and are now worried if OEM parts

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